➡️Capital Safety Fixed Deposits offer capital protection, as returns are not linked to market movements. Suitable for investors seeking stability and predictability. ➡️Assured Returns Interest rates are pre-defined at the time of investment. Returns remain unchanged throughout the tenure, irrespective of market conditions. ➡️Flexible Tenure Options Available for short, medium, and long-term durations. Tenure can be chosen on purpose-oriented and financial requirement. ➡️Liquidity & Premature Withdrawal Funds can be accessed before maturity, subject to applicable penalties. Certain FDs offer loan or overdraft facilities against the deposit. ➡️Tax Treatment Interest earned is taxable as per applicable income tax slab. Tax Saver Fixed Deposits offer tax benefits under prevailing income tax laws, subject to conditions. ➡️Senior Citizen Benefits Senior citizens are generally eligible for higher interest rates compared to regular investors. ➡️Deposit Insurance Bank Fixed Deposits are covered under deposit insurance up to the prescribed limit, providing additional comfort.